What does it actually take to become a Licensed Insolvency Trustee (LIT) in Canada? Hint: It's not just a quick course and a quick test. In this episode, Doug Hoyes welcomes back Charlie Kovacs to the…
Are you making every payment on time but your credit card balance never moves? You're not managing debt — you're just managing cash flow. In the Season 13 premiere of Debt Free in 30, Doug Hoyes,…
Day-to-day debt shouldn't control your life — but for a lot of Canadians, it does.In this special 20-minute compilation of Debt Free in 30, Licensed Insolvency Trustee Doug Hoyes pulls the most…
Are you ignoring the warning signs of debt? Licensed Insolvency Trustees Doug Hoyes & Ted Michalos share the best debt warnings every Canadian needs to hear — from credit card debt traps to payday…
Are you struggling with financial tightness despite making all your minimum payments? Learn how to break the cycle of debt today with our cleverly constructed Best Of Compilation. Financial stress can…
Are you prepared for the mortgage renewal cliff? Learn how the 2026 renewal cycle might affect your household budget and finances.Doug Hoyes explains the reality of the upcoming mortgage renewal cliff…
What happens when a Licensed Insolvency Trustee gets five minutes to tell Parliament what's really happening with debt in Canada? Doug Hoyes shares his firsthand experience testifying before the House…
Avoid the convenience spending trap and stop accidental debt. Learn how small everyday habits trap you in financial stress and how to break free. This podcast episode from Debt Free 30 explores the…
Today's first guest is Ian Martin, a bankruptcy trustee who explains that in many cases there is a "better" time of year to file a bankruptcy or consumer proposal. Howard Hayes is our second guest,…
Our guest on today is Eric Putnam, Managing Director of Debt Coach Canada, and a former lending professional with 27 years in the consumer credit industry. Eric explains how credit bureaus work, and…