Navigating Retirement, Risk, and Fiduciary Advice

What if the person calling themselves your "financial advisor" is really just a salesperson in disguise? In this episode, Yanely sits down with Pam, an award-winning finance journalist, founder and CEO of WealthRamp, and 30-year champion of fee-only fiduciary advice, who shares how witnessing brokers target vulnerable elderly clients made her walk away from a lucrative Wall Street career. Pam pulls back the curtain on the industry's biggest secret: "fiduciary" isn't a credential or an exam, it's simply a choice that most advisors refuse to make. Teachers especially will want to hear her warning about the "helpful" reps who show up in the teachers' lounge with bagels and a benefits pitch, plus the one question you should ask before taking anyone's financial advice. And don't miss Pam's never-before-heard stories from her time with index fund legend John Bogle, including how his own company punished him for putting everyday investors first.