Patience Has a Blind Spot

Work with Paul: Schedule a 30-minute conversation What if the most disciplined thing you do with your money is quietly working against you in one specific account? Today I walk through a family that had not touched their investments in several years. While that is highly unusual, what was not was our review of one of the spouse's equity compensation. The flat rate a company withholds at vest can sit well below what a high-earning household actually owes. And every vest quietly adds to the same position, which means holding is not standing still. Patience answers how long you hold something. It says nothing about how much of it you own. Pull up your most recent vest confirmation, find the shares that vested and the shares withheld for taxes, divide one by the other, and write that number down next to your marginal bracket to determine if you have a gap. Connect with Paul If you're a working parent juggling a senior-level career and a growing family, and you're tired of coordinating four different advisors to run your financial life, I offer complimentary 30-minute conversations. Schedule one here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn. Resources Featured in This Episode: Your Holding Period Matters Most Understanding the "Big Beautiful Bill": Tax Changes That Impact Families Balancing Careers and Kids Staying the Course: How Long-Term Investing Builds Wealth Through Market Cycles