Why Your Budget Is Probably a Fantasy, Not a Financial Plan

Full episode: https://youtu.be/Sl92NYMeS00?si=eALQf9kFCdw3VaPc In this short snippet, Michael G Donkor breaks down to Adrian why most people do not have a budget, but rather that tthey have a wish list. He breaks down the mistake that makes money disappear even when your spreadsheet looks “good" and why the real fix starts with understanding your numbers right now. If you have ever wondered why you keep overspending despite setting clear categories for travel, drinks and everyday expenses, this short snippet will hit home. This is especially valuable if you have been trying to save more, get disciplined with spending or finally build a budget that reflects reality instead of optimism. Special thanks to our Partners Send money to your loved ones. You should try Sendwave! Use our code TENI0 to get a £10.00 credit towards your first transfer: https://try.sendwave.com/kjap/3gju22h Supercharge your media with AI thanks to Castmagic: https://www.castmagic.io/?via=adrian-daniels Want to start your own podcast? We recommend Buzzsprout!: https://www.buzzsprout.com/?referrer_id=957388Connect with UsWebsite: https://thesoundofaccra.comYouTube: https://www.youtube.com/@thesoundofaccrapodcastSocial Media: https://linktr.ee/thesoundofaccrapod📧 ContactEmail: info[at]thesoundofaccra.com🔗 Connect with Adrian👥 Linkedin: https://www.linkedin.com/in/danielsadrian/🎙 About the PodcastThe Sound of Accra Podcast was established six years ago by Adrian Daniels in January 2020, on the back of running networking events in Accra & launching a failed online platform for Ghanaian tourists, visitors and business people. The mission is to showcase Global Ghanaian Excellence by spotlighting top Ghanaian leaders.