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Podcast Episode

Why You Should Never Buy Property With Cash (Or Sell It)

Expat Property Portfolio·Callum Williamson·20 May 2026·9 min

About this episode

Why You Should Never Buy Property With Cash (Or Sell It) Buying a property with cash feels safe. But when you run the numbers, it's one of the most expensive decisions you can make.  In this episode I compare a cash purchase to a mortgage on the same property, show what leverage actually does to your real returns, and make the case for never selling, remortgaging instead, to access tax-free cash while keeping the asset. 📊 Want the spreadsheet I use in this video?  Grab a free copy here: Property Investment Spreadsheet 📘 BUILDING A UK PROPERTY PORTFOLIO FROM OVERSEAS?  Most expats overcomplicate it, overpay for it, or never start at all. My book breaks down exactly how to build and scale a UK portfolio while living abroad. The strategies, the structures, and the mistakes to avoid.  Grab your copy here: 👉 https://www.calwilliamson.com/