Rethinking Portfolio Strategy with Rick Lear

In this episode of "Insights for Independence", host David Wood sits down with Rick Lear of Lear Investment Management to challenge the status quo of portfolio construction. From the pitfalls of style-box investing and over-diversification to the rising influence of AI and crypto, they explore how advisors must unlearn outdated habits and embrace change. Rick shares stories from the dot-com era, highlights today's tech-driven landscape, and makes the case for theme-based, concentrated investing—all while keeping the client relationship at the center.