Antony Jenkins on Leaving Barclays, AI & the Future of Banking

"I thought, I'll just hand it off to my team to go and build. And I realised I didn't have a team." In this episode of Work in Fintech, Mattew Cheung sits down with Antony Jenkins, Founder, Chair and CEO of 10x Banking and former Group CEO of Barclays, to explore why he walked away from running one of the world's biggest banks to start a fintech in his mid-50s. 10x Banking started with a frustration Antony lived for decades. Even as a senior executive, launching a simple new mortgage or credit card took 6 to 12 months, because the technology underneath banks was never built for change. What began as a few pages written at his dining table in 2016 became 10x Banking, a cloud native core banking platform that runs the systems behind banks: recording customers, accounts and every transaction, at the resilience and security standards that people's money demands. Today, 10x works with major financial institutions, from new digital banks to established banks migrating off legacy technology. In this episode, we discuss:How an ordinary Manchester childhood sparked his love of businessWhy winners make life 10x better, not 10% betterWhat comes next after branches halvedWhy banks still take months to launch simple productsGoing from Barclays CEO to a startup of oneWhy early-stage people aren't always right for scalingHow AI agents will reshape lending, fraud and commercial bankingWhy AI won't automate every jobHow degree apprenticeships could reshape educationWhy he hires for curiosity over AI skillsWhat he'd do differently starting out today Subscribe to Work in Fintech for more conversations with the founders, operators and investors building the future of financial services.Check out our website and subscribe to our mailing list to hear more about opportunities in fintech and web3. Follow our socials Linkedin, Twitter, Youtube https://workinfintech.com/ https://www.linkedin.com/company/work-in-fintech-global https://www.twitter.com/workinfintech https://www.youtube.com/channel/UCdS4bYoCXaHVgfVm6syUrDw