Podcast Episode

SBA Business Acquisition Financing

The Business Ownership Show··2 September 2026·11 min

About this episode

Buying a business with SBA financing can be one of the most powerful ways to become an owner, but how much money do you actually need, what will the bank look at, and can seller financing reduce your cash requirement? Beau breaks down the 8 most common SBA business acquisition questions, including down payments, cash flow, DSCR, add-backs, seller notes, working capital, experience requirements, and what happens when the business valuation comes in below the purchase price.