Should you skip long-term care insurance and just self-insure with a Health Savings Account (HSA)? Scott A. Olson breaks down why using an HSA to fund potential long-term care (LTC) needs is a risky…
While traditional long-term care insurance offers strong value for many, hybrid policies provide key advantages that make them a great choice in specific health and financial scenarios. In this…
Is locking your house into an irrevocable trust really the best way to protect your assets from long-term care costs? Long-term care insurance expert Scott A. Olson breaks down the hidden risks of…
Can you really self-fund your long-term care by investing in a Health Savings Account instead of buying insurance? In this episode, Scott A. Olson breaks down the flawed logic behind using an HSA for…
Is long-term care insurance truly harder to buy, or are common financial myths steering consumers in the wrong direction? Scott A. Olson breaks down a recent Clark Howard article to debunk major…
In this episode, Scott A. Olson, co-founder of LTCShop.com, debunks the myth of self-funding long-term care and explains why every successful plan requires legal care documents, funding and a…
Filing a long-term care insurance claim can be an overwhelming administrative battle for family members, especially when the policyholder is already facing severe health or cognitive decline. In this…
In this episode, long-term care specialist Scott A. Olson breaks down the real-life client profile of "Donna," a 70-year-old widow who secured over $250,000 in long-term care coverage despite recent…
In this episode, Scott A. Olson breaks down why self-insuring for long-term care often fails to make financial sense, even for individuals with an eight-figure net worth. Drawing from a Bogleheads…
In this episode of Long-Term Care Insurance Now, nationally recognized expert Scott A. Olson addresses the top objections and fears consumers face when considering long-term care insurance. Scott cuts…
