Protect Your Portfolio in any Market Using Momentum Investing

TLDR: Market dips aren't a reason to bail on stocks; they're a reminder to make sure you own the strongest assets. Momentum investing uses data to guide those adjustments, instead of knee-jerk selling, helps to protect you on the downside, capture the upside, and keep your long-term plan on track. A market pullback can make you want to de-risk and pull money out of stocks. But reacting to short-term swings often locks in losses and can hurt your wealth over time. The only real reason to change your mix of stocks, bonds, and cash is a change in your own life or cash needs — not what the market is doing. That said, you don't have to just sit still. Momentum investing lets real market data, not emotion, guide the moves you make within your portfolio. In this episode of Off The Wall, David B. Armstrong, CFA and Nate Tonsager, CFA, CIPM discuss why switching asset classes during a sell-off backfires, and how they use momentum investing — tracking which assets are gaining strength — to keep portfolios in good shape. They explain how this approach captures upside while limiting downside, why taking the "timing" element out of the equation prevents excessive trading, and how zooming out to an 18-year view turns volatility into just another part of a long-term strategy. Please see important podcast disclosure information at https://monumentwealthmanagement.com/disclosures Episode Timeline/Key Highlights: 00:00 - The Wrong Reason To Shift 2:25 - Life Events Drive Allocation Changes 5:35 - Momentum And Relative Strength Explained 11:40 - Ranking Winners Without Overtrading 13:55 - When Momentum Gets Whipsawed 15:45 - How We Measure Momentum Today 19:55 - Staying Invested Through Big Sell Offs 28:15 - Planning Withdrawals And Building Patience 31:05 - AMA Invite And How To Reach Us Connect with Monument Wealth Management: Visit our website: https://monumentwealthmanagement.com/ Follow us on Instagram: https://www.instagram.com/monumentwealth/# Connect on LinkedIn: https://www.linkedin.com/company/monument-wealth-management/ Connect on Facebook: https://www.facebook.com/MonumentWealthManagement Connect on YouTube: https://www.youtube.com/user/MonumentWealth#Fit Subscribe to our Private Wealth Newsletter: https://monumentwealthmanagement.com/subscribe/ Check out our Between Sips Podcast: Where Money Meets Meaning Because money without meaning never feels like wealth. https://monumentwealthmanagement.com/between-sips-podcast/ About "Off the Wall": Markets move fast, and headlines rarely tell the full story. Off The Wall cuts through the noise with unfiltered market and economic insight from Monument's CEO David B. Armstrong, CFA and Portfolio Manager Nate Tonsager, CFA, CIPM. Tune in for the conversations that actually explain what's moving your portfolio, without the Wall Street spin. Learn more about our hosts on our website at https://monumentwealthmanagement.com