Working One More Year is Costing You More Than You Realize

Have you been telling yourself you’ll “just work one more year” to make retirement feel safer? In this episode, Jacob Duke explains that the tradeoff isn’t just financial.Jacob walks through five overlooked costs of working one more year an he encourages listeners to build a real plan to determine whether retiring sooner is already possible and to weigh what they’re giving up by delaying.👉 Book a call with me: https://www.rivertreewealth.com/get-started✅ Get your Important Numbers 2026 PDF here: https://www.rivertreewealth.com/2026-important-numbersEmail: jacob@rivertreewealth.com Website: https://www.rivertreewealth.com LinkedIn: https://www.linkedin.com/in/jacobdukeJacob Duke, CFP, MBA is the founder of Rivertree Wealth and the host of the Retirement Answers podcast.DISCLAIMER: This should not be taken as tax, legal, or investment advice. All content is for educational purposes only.00:00 The Lie We Tell Ourselves00:31 Hidden Tradeoffs01:39 Your Healthy Years03:14 Ease Into Retirement04:33 Savings Matters Less06:09 Missing The Tax Valley09:25 Stop Moving Goalposts12:35 What Are You Saying "No" To?14:58 Build a Real Plan16:50 Wrap Up