Turning Chronic Renters Into Homeowners

On this episode of the On The Rise Podcast, host Jeremy Dyer talks with Efri Argaman, founder and CEO of OwnEZ, a data-driven fintech company working to democratize homeownership. An economist who became an accidental landlord after the '07–'08 crisis, Efri built OwnEZ to convert "chronic renters" — people who can afford a home but are shut out of conventional lending — into homeowners. He explains why the credit system excludes gig workers, the self-employed, and thin-credit borrowers, how OwnEZ's algorithm underwrites on more relevant data, and why he calls his fund the "sexiest non-sexy investment" — a non-correlated, mortgage-backed vehicle yielding around 9%. Plus candid advice for parents and young buyers.