[Everyday Money #5] Product or platform? The moat question.

Today for "Everyday Money #5":-- There is a pattern that shows up again and again when you study companies that manage to keep growing long after their first product matures. They do not just add features. They build entirely new verticals, one after another, each one landing faster than the one before. Revolut is one of the clearest examples of this playbook in action. The company entered the UK in 2015 with three simple propositions: prepaid FX cards, peer-to-peer payments, and multi-currency accounts. That was the wedge. It gave people a reason to open the app regularly, without the usual banking friction. The interesting part is what happened next. [Learn more in the episode]-- The podcasts are authored, edited and produced by Raph Grieco (⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠raphael-grieco.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠olivecapital.vc⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠).