#104 Capital Reserved Trusts: Clever Strategy or False Security?

Capital reserved testamentary trusts sound like the perfect compromise: let a spouse benefit from the income while preserving the underlying inheritance for the bloodline. So why don’t I like them? In this episode, I unpack what a capital reserved testamentary trust actually is and why I think the strategy can undermine the very asset protection it is designed to achieve. This one gets a little technical, but if you prepare testamentary trust wills, it’s worth understanding what sits underneath the strategy before you use it.