0058 - How I Bought a $1M Plaza With 0% Down Using Seller Financing

In this solo episode, Tim walks through how buying a small wine and liquor store outside Buffalo became the foundation for buying the commercial plaza where that store operated. He explains why he reinvested early profits back into inventory, systems, marketing, and customer loyalty instead of pulling cash out, and how opening a business line of credit before he needed it helped him move quickly when a high-margin inventory opportunity appeared. Tim T. Delaney is an entrepreneur who believes everyone should explore the opportunities that business and real estate can provide on the path to financial freedom. He owns and operates a wine & liquor store, a software startup, a consulting company, and a growing portfolio of commercial and residential real estate. Tim's passion for independent business has led him to support dozens of other business owners. For over a decade, he has worked with businesses on strategy, processes, finances, and marketing. These experiences, along with analyzing dozens of other businesses for potential acquisition, have provided Tim with an immense knowledge base to pull from. Tim has appeared on multiple top-tier podcasts in the financial space, such as Bigger Pockets Money and The Freedom Chasers Podcast. [00:00 – 01:39] Buying a Wine and Liquor Store [01:39 – 03:19] Reinvesting Instead of Pulling Cash Out [03:19 – 04:51] The Myth of Overnight Success [04:51 – 06:43] Opening a Line of Credit Before It Was Needed [06:43 – 08:33] Building the Relationship With the Landlord [08:33 – 09:57] Seller Financing and Negotiating Terms [09:57 – 10:56] Finding the Down Payment [10:56 – 12:50] The Roof Problem and Why Cash Flow Mattered [12:50 – 14:57] How One Business Can Change Your Life If you found value in today's show, make sure to subscribe so you never miss an episode packed with insights to help you buy and grow a business that creates real financial freedom. Connect with Tim and the community: Website: https://www.powerofbiz.com YouTube: https://www.youtube.com/@powerofbiz Instagram: @timtdelaney Threads: https://www.threads.com/@timtdelaney LinkedIn: linkedin.com/in/timothytdelaney Facebook: facebook.com/timtdelaney Tweetable Quotes: "You should have a plan to grow the business right from the start." — Tim T. Delaney "The best time to ask a bank for credit is when you don't need it." — Tim T. Delaney "A cash-flowing business can give you the confidence to take on the next asset." — Tim T. Delaney