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Podcast Episode

You CAN Buy A Home with ITIN | feat. Adamarys Gamboa

Educating Homebuyers.··7 August 2026·19 min

About this episode

A lot of people assume buying a home isn't possible because they have an ITIN instead of a Social Security number.The truth? It may be much more possible than you think.In this episode of Educating Homebuyers, Brady Haye sits down with Des Moines Realtor Adamarys Gamboa to discuss the realities of purchasing a home with an ITIN, common misconceptions surrounding homeownership in the Latino community, and why education is one of the most important parts of the buying process.Adamarys shares how she unexpectedly found a career in real estate, built her business through social media, and now helps first-time homebuyers understand the path to homeownership with confidence.We also discuss: • Can you buy a home with an ITIN? • Common ITIN mortgage requirements • Credit score and down payment expectations • Challenges for self-employed buyers • Why many families incorrectly believe they can't qualify • How social media has transformed the real estate business • Why starting the mortgage conversation early can make all the differenceWhether you're a first-time homebuyer, a real estate agent, or simply curious about the home buying process, this episode is packed with practical advice and real-world experience.⏱️ Chapters00:00 Welcome to Educating Homebuyers 00:33 Meet Adamarys Gamboa 01:40 How She Got Into Real Estate 05:26 Lessons From Her First Home Purchase 06:16 Why Education Matters During the Homebuying Process 08:10 Helping Latino Families Become Homeowners 09:46 What If You Don't Qualify Today? 10:28 Helping Buyers Who Never Thought They Could Own a Home 11:17 Building a Real Estate Business Through Social Media 13:30 AI and the Future of Real Estate 15:34 Common Challenges Buyers Face Today 16:00 Buying a Home With an ITIN 17:38 Why Preparation Makes the Buying Process Easier 18:21 Final Advice🏡 Looking to buy a home in Iowa?Visit https://www.teambhaye.com to connect with Brady and his team. 📲 Connect with Brady HayeWebsite: https://www.teambhaye.comInstagram: https://www.instagram.com/bradyhayeFacebook: https://www.facebook.com/BradyHayeMortgageLinkedIn: https://www.linkedin.com/in/bradyhayeNMLS #1450053#ITINLoan #FirstTimeHomeBuyer #HomeBuying #Mortgage #RealEstate #DesMoines #IowaRealEstate #LatinoHomeownership #EducatingHomebuyers #BradyHaye