Thinking about buying your first home? Start here. w/ Kaylee Krier

Buying your first home can feel overwhelming, but it doesn't have to be.In this episode of Educating Homebuyers, I sit down with Realtor Kaylee Johnson to break down some of the biggest misconceptions first-time buyers have and what you actually need to know before getting started.We cover: 🏡 Do you really need 20% down? 💳 How to build and improve your credit 📈 The truth about today's interest rates 💰 Why focusing on your monthly payment matters more than chasing the lowest rate 🤝 How the right Realtor and lender can completely change your experience ❤️ Why buying a home is about so much more than just the transactionWhether you're planning to buy in the next few months or just starting to think about homeownership, this episode will help you feel informed, educated, and comfortable before taking your next step.If you're buying in Iowa, Minnesota, Wisconsin, or Florida, I'd love to help.🌐 www.teambhaye.comNMLS #1450053Chapters00:00 Introduction 00:33 Meet Kaylee Johnson 01:58 How Kaylee Got Into Real Estate 07:47 What Real Estate Is Really Like 11:24 The Reality of Commission Income 13:29 Why Comparing Yourself on Social Media Hurts 18:24 Building a Referral-Based Business 21:17 My Homebuying Process Explained 24:44 Biggest First-Time Homebuyer Myths 25:21 Do You Really Need 20% Down? 26:32 When Should You Start the Process? 28:44 A Client Story You'll Love 31:48 How Homeownership Builds Wealth 33:10 The Truth About Today's Interest Rates 38:13 Credit Tips Every Buyer Should Know 42:34 Final Advice