Reddit in the S&P, VOO vs VTI, and Momentum Index vs. Global Index | Ep 52

In Episode 52 of the Personal Finance Club Show, Jeremy and Jenn kick off with "Scroll Patrol" before diving into the big news in "Hot Topics": Reddit joining the S&P 500. They break down what it takes for a company to join the benchmark index, who got booted to make room, and how often additions and removals actually happen. They also highlight the self-cleansing nature of index funds, showing why holding total market indices allows investors to automatically benefit from top performers over time without needing to pick individual winners.Next, in "Can I Ask A Dumb One?", Jeremy and Jenn answer an audio question from Stephanie in Michigan about portfolio overlap between VOO and VTI. They explain how much these funds overlap, weigh the tax consequences of selling in a taxable account versus an IRA, and discuss whether it is better to consolidate for simplicity or leave existing holdings alone. Finally, in "Jeremy Had Time Today," they react to an Instagram comment on a Forrest Gump reel, breaking down why momentum ETFs like SPMO and concentrated tech funds like QQQ are often just ways of chasing past performance. They wrap up with their signature reminder to live below your means and invest early and often.Helpful links:Ask a question: https://personalfinanceclub.com/ask/Flat-Fee Financial Advisors: https://hellonectarine.com/One hour learn to invest course (free): https://personalfinanceclub.com/start-here/https://www.cnbc.com/2026/08/13/reddit-shares-jump-11percent-on-inclusion-in-sp-500.htmlhttps://personalfinanceclub.com/what-is-the-best-index-fund-comparing-us-total-market-and-sp-500-index-funds/