Could Long-Term Care Derail Your Retirement?

Long-term care is often called the retirement risk nobody wants to talk about, but it can be one of the largest and most disruptive costs in retirement. In this episode of Capitalize on Retirement, David and Brandon break down what long-term care really means and why many families are caught off guard by what Medicare does and doesn't cover. They walk through five different ways families may plan for these costs, including self-insuring, traditional long-term care insurance, hybrid life insurance policies, annuities with long-term care riders, and estate planning strategies, along with why starting with a coordinated retirement plan matters most. This episode is for informational purposes only and should not be considered individualized tax, legal, or investment advice. Please consult your financial advisor, tax professional, or legal professional before making decisions about your retirement strategy.