RMDs: Tax Considerations for Retirement

Required Minimum Distributions can be one of the most misunderstood topics in retirement planning. In this episode of Capitalize on Retirement, David and Brandon explain how RMDs work, why they exist, and what retirees may want to know before distributions begin. They also cover how the SECURE Act and SECURE Act 2.0 changed the rules around RMD age and inherited IRAs, and why the years between retirement and RMD age may be worth looking at from a planning perspective. The conversation includes Roth conversions, Qualified Charitable Distributions, and how tax planning and retirement planning may work together. This episode is for informational purposes only and should not be considered individualized tax, legal, or investment advice. Please consult your financial advisor, tax professional, or legal professional before making decisions about your retirement strategy.