Compare the Loan, Not the Percentage: What LTC Actually Tells You

Episode Title: Compare the Loan, Not the Percentage: What LTC Doesn't Tell YouEpisode Description:Most investors compare lenders the same way: whoever quotes the highest LTC wins. But that's often the wrong comparison. In this episode, Anchor's team breaks down why a lower loan-to-cost percentage can put the same amount of capital, or more, in an investor's hands than a higher one, depending on what's actually built into the loan structure. We get into how interest reserves, fees, and loan amount calculations change the real numbers, why this gets missed in broker conversations, and the better question every investor should be asking before they sign. In This Episode:Why comparing LTC percentages alone can be misleadingHow a lower percentage loan can produce the same, or more, usable capitalWhat actually goes into calculating a loan amount beyond the headline numberWhy the higher percentage is easier for brokers to sell, even when it's not the better dealThe real question investors should ask before ranking loan offers: how much money will I actually have to complete my project?Call to Action: Want to see how your next deal actually breaks down? Connect with an Anchor loan officer to compare the full loan structure, not just the percentage. anchorloans.com/contact