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Podcast Episode

Is Canada Sending Pension Cheques to DEAD PEOPLE?

Tap The Maple··11 September 2026·22 min

About this episode

Could Canada be sending Old Age Security payments to people who have already died? A viewer sent me an extraordinary allegation about OAS payments continuing overseas after recipients die, and I initially thought there was no way the numbers would support the concern. Then I started digging. Canada's Old Age Security program paid approximately $80.2 BILLION in benefits in 2024–25. According to federal government records, established fraudulent OAS overpayments that year totalled just $271,400. That's approximately $3.38 in established fraud for every $1 MILLION in OAS benefits. The year before? Established fraudulent OAS overpayments were only $61,100. Maybe Canada has built one of the greatest fraud-detection systems on Earth. Or maybe there's another question Canadians should be asking: How much fraud are we NOT detecting? That becomes particularly interesting when an OAS recipient lives outside Canada and eventually dies overseas. How does Service Canada learn about that death? Is the information automatically shared? Does Canada periodically verify that overseas recipients are still alive? What happens when nobody reports the death? We know improper pension payments after death aren't hypothetical, Canadians have previously been charged in cases involving benefits that continued after recipients died. So today we're investigating Canada's OAS system, overseas pension payments, proof-of-life verification, fraud detection and one remarkably simple question: How does Canada know everyone receiving these payments is still alive? IMPORTANT: This episode does NOT allege that immigrants or overseas OAS recipients are broadly committing fraud. The available evidence does not establish that. We're examining whether Canada's controls are capable of detecting improper payments when deaths occur outside the country. Watch to the end and decide for yourself: does Canada's extraordinarily low established-fraud number demonstrate an incredibly secure system, or should Ottawa be showing Canadians exactly how it verifies overseas recipients? #cdnpoli #canada #oas #oldage #oldagesecurity #oldagepension #canadian #canadalife #news #canadaivlog #canadavlogs #canadiannews #politicalcommentary #retirement #retirementplanning #retirementsavings #retirees #retireearly #retirementlife #retirementincome