#044 - How to Structure Your Debt for Where You Want to Be in 2030

Grow your agribusiness with expert finance strategies, book a free consultation 👉 https://outlook.office.com/book/SeasonedFinance@seasonedfinance.com.au/?ismsaljsauthenabled In this episode, Brecken explains why proactively aligning your debt with your long‑term growth plans unlocks better terms, stronger cash flow and a more resilient business. You’ll learn: ◼️ How to assess your current debt position◼️ Setting realistic 2030 growth targets◼️ Structuring core debt and working capital for flexibilityTimestamps:00:00:00 - Introduction00:00:47 - Assessing your current debt structure00:02:23 - Short‑term vs long‑term debt issues00:03:26 - Debt security and refinancing challenges00:03:42 - Growth targets for 203000:04:51 - Herd expansion, land purchase and infrastructure planning00:05:33 - External conditions and commodity price volatility00:05:54 - Structuring debt for 203000:06:12 - Core debt vs working capital00:07:05 - Building flexibility into your loans00:07:57 - Fixed and variable rate mix00:08:20 - Structuring debt for land purchases00:08:36 - Staggered borrowing for infrastructure upgrades00:08:51 - Seasonal cash flow and working capital use00:09:00 - Flexibility during droughts and floods00:09:19 - Summary and ongoing debt managementFollow Brecken Curtis: Instagram: https://www.instagram.com/breckenfinancebroker/?hl=enFacebook: https://www.facebook.com/people/Brecken-Curtis/61575665536876/TikTok: https://www.tiktok.com/@brecken_curtisLinkedIn: https://www.linkedin.com/in/brecken-curtis-8716323aa/Seasoned Finance: https://seasonedfinance.com.au