Podcast Episode

Should You Take COBRA When You Retire Early?

Straight Health Insurance Talk··28 August 2026·27 min

About this episode

COBRA is often one of the first health insurance options early retirees consider, but is it actually the right choice?In this episode, we break down how COBRA works for early retirement, when paying the higher premium may be worth it, and how to compare COBRA with coverage through the ACA Marketplace.We also cover situations where COBRA can be a no-brainer, what happens when COBRA gets one spouse to Medicare but leaves the younger spouse needing coverage, and why the initial sticker shock doesn't always tell the whole story. #COBRA #EarlyRetirement #HealthInsurance #RetirementPlanning #ACA #RetireEarly