28. Is your Nest pension a raw deal?

Pensions are the main way to fund retirement and we look at Nest, a government scheme that offers pensions to small companies that do not manage their own.However, Nest has several shortcomings: it's expensive; it's not very flexible and it's restrictive. Is there much you can do about these? What are the alternatives? And what happens when you change jobs?For more information on workplace pensions, see our wiki article here:Workplace pensions ⁠⁠⁠⁠⁠⁠⁠Support the show⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠the fire place community