The seller does, every single payment, until the day it closes. Ryan gives that answer upfront and then explains exactly why missing even one of those payments can kill the entire deal. The servicer…
Yes on the inspection, every single time, and the appraisal situation actually works in your favor. Ryan clears up the assumption that stepping into someone's loan means taking the house as-is, which…
Yes, and Ryan makes the case with one comparison that cuts through the hesitation fast. Your principal, interest, taxes, and insurance run about $2,200 a month. Two extra months of the bank stalling…
Yes, and probably a bigger house than you are picturing. Ryan flips the math renters usually run and starts with the payment instead of the price. The same $1,820 hitting principal and interest at…
For dual military couples sitting on a rate in the twos with orders on the horizon, this episode answers the question directly. Yes, you can leave one spouse's entitlement with the house and use the…
Everybody talks about grabbing a rate in the twos. Nobody covers what the next 60 to 90 days actually look like. Ryan walks through the full process step by step, from the inspection and assumption…
Tying up your home for 60 to 90 days with a buyer who was never going to make it to the closing table is the fear that keeps sellers from saying yes to assumable offers. Ryan walks through exactly how…
Ryan opens this one personally. He built five properties in Colorado Springs starting on a $35,000 social worker salary by house hacking, and then rates tripled and the math stopped working. The rent…
The short answer is no, but only if the assumption is done correctly. Ryan breaks down the one document that makes sellers whole: the release of liability. When a buyer assumes an FHA or VA loan the…
Nine percent sounds like a deal killer until you run the actual math. Ryan does it in this episode and the numbers make the case clearly. On a $500,000 home with a $400,000 assumed loan at 2.5% and a…
