Podcast Episode
A CPA Reveals How Wealthy Bitcoiners Cut Their Taxes - Arniel Sia

About this episode
A CPA Just Revealed How Wealthy Bitcoiners Cut Their Taxes
Most bitcoiners are leaving thousands — sometimes hundreds of thousands — on the table at tax time without realizing it. In this conversation with CPA and bitcoiner Arniel Sia, we break down the tax strategies wealthy bitcoiners are using right now to keep more of their money, accelerate their retirement timeline, and stop overpaying the IRS.
We get into the strategies most bitcoiners have heard about but don't know how to actually qualify for, and the ones almost no one is talking about — including how to legally pull bitcoin out of an old 401(k) without getting wrecked on taxes.
Connect with Arniel:
X: https://x.com/ArnielSia
Open Path Finance: openpathfinance.com
Visit Strong Wealth: strongwealth.net
What we cover:
How 100% bonus depreciation works on bitcoin mining equipment in 2026
Why bitcoin mining beats real estate for most bitcoiners chasing tax savings
The 100-hour material participation test and how to actually qualify
The One Big Beautiful Bill: what actually moved the needle
The QBI deduction and when it's worth tens of thousands
How STRC dividends are really taxed
Tax strategy for high-income W-2 bitcoiners
Solo 401(k)s, Roth conversions, and the mega backdoor Roth
The Augusta Rule and how to legally rent your home to your business
How to get bitcoin out of a 401(k) without paying the early withdrawal penalty
Chapters:
0:00 Intro: Bitcoin Tax Strategy with a CPA
0:22 Meet Arniel Sia, Sovereign CPA
1:28 Why Bitcoin Mining Has Become a Top Tax Strategy 3:43 How 100% Bonus Depreciation Works in 2026
6:07 Real Estate vs. Bitcoin Mining for Tax Savings
13:09 Hosted Mining: How to Qualify for the Deduction
18:47 The 100-Hour Material Participation Test
19:21 Self-Employment Tax and Reinvesting Mining Profits 25:08 Cost Segregation and Why Real Estate Is Harder 29:05 Why Bitcoin Mining Wins on Hassle and Accessibility 33:00 The One Big Beautiful Bill: What Actually Helped 40:19 QBI Deduction: Are You Maximizing It?
46:52 A Real Client Saved $50K with QBI
48:00 STRC Tax Treatment: What Bitcoiners Are Missing 52:50 Tax Strategy for High-Income W-2 Bitcoiners
1:00:45 Self-Directed 401(k)s and the Investment Option Trap
1:04:31 Backdoor and Mega Backdoor Roth Explained 1:10:35 Tax Strategy for Solo Business Owners
1:15:57 The Augusta Rule: Renting Your Home to Your Business
1:18:58 Board of Directors Strategy for Family Businesses 1:25:45 Hire Your Spouse: Solo 401(k) for Couples
1:26:12 How to Get Bitcoin Out of a 401(k) Without Getting Wrecked
1:38:19 Why You Need Both a Wealth Manager AND a Tax Strategist
1:40:07 Where to Find Arniel + Closing Thoughts
Disclaimer: For educational purposes only, not personalized financial, tax, or legal advice. Strong Wealth is a registered investment adviser. Consult a qualified professional regarding your situation.