Back to Strong Wealth

Podcast Episode

A CPA Reveals How Wealthy Bitcoiners Cut Their Taxes - Arniel Sia

Strong Wealth··28 April 2026·1h 41m

About this episode

A CPA Just Revealed How Wealthy Bitcoiners Cut Their Taxes Most bitcoiners are leaving thousands — sometimes hundreds of thousands — on the table at tax time without realizing it. In this conversation with CPA and bitcoiner Arniel Sia, we break down the tax strategies wealthy bitcoiners are using right now to keep more of their money, accelerate their retirement timeline, and stop overpaying the IRS. We get into the strategies most bitcoiners have heard about but don't know how to actually qualify for, and the ones almost no one is talking about — including how to legally pull bitcoin out of an old 401(k) without getting wrecked on taxes. Connect with Arniel: X: https://x.com/ArnielSia Open Path Finance: openpathfinance.com Visit Strong Wealth: strongwealth.net What we cover: How 100% bonus depreciation works on bitcoin mining equipment in 2026 Why bitcoin mining beats real estate for most bitcoiners chasing tax savings The 100-hour material participation test and how to actually qualify The One Big Beautiful Bill: what actually moved the needle The QBI deduction and when it's worth tens of thousands How STRC dividends are really taxed Tax strategy for high-income W-2 bitcoiners Solo 401(k)s, Roth conversions, and the mega backdoor Roth The Augusta Rule and how to legally rent your home to your business How to get bitcoin out of a 401(k) without paying the early withdrawal penalty Chapters: 0:00 Intro: Bitcoin Tax Strategy with a CPA 0:22 Meet Arniel Sia, Sovereign CPA 1:28 Why Bitcoin Mining Has Become a Top Tax Strategy 3:43 How 100% Bonus Depreciation Works in 2026 6:07 Real Estate vs. Bitcoin Mining for Tax Savings 13:09 Hosted Mining: How to Qualify for the Deduction 18:47 The 100-Hour Material Participation Test 19:21 Self-Employment Tax and Reinvesting Mining Profits 25:08 Cost Segregation and Why Real Estate Is Harder 29:05 Why Bitcoin Mining Wins on Hassle and Accessibility 33:00 The One Big Beautiful Bill: What Actually Helped 40:19 QBI Deduction: Are You Maximizing It? 46:52 A Real Client Saved $50K with QBI 48:00 STRC Tax Treatment: What Bitcoiners Are Missing 52:50 Tax Strategy for High-Income W-2 Bitcoiners 1:00:45 Self-Directed 401(k)s and the Investment Option Trap 1:04:31 Backdoor and Mega Backdoor Roth Explained 1:10:35 Tax Strategy for Solo Business Owners 1:15:57 The Augusta Rule: Renting Your Home to Your Business 1:18:58 Board of Directors Strategy for Family Businesses 1:25:45 Hire Your Spouse: Solo 401(k) for Couples 1:26:12 How to Get Bitcoin Out of a 401(k) Without Getting Wrecked 1:38:19 Why You Need Both a Wealth Manager AND a Tax Strategist 1:40:07 Where to Find Arniel + Closing Thoughts Disclaimer: For educational purposes only, not personalized financial, tax, or legal advice. Strong Wealth is a registered investment adviser. Consult a qualified professional regarding your situation.