Inheritance tax in Ireland is charged at 33% on anything above €400,000 passing from a parent to a child. The question most families never properly work through is whether to move assets during their…
Should you retire with the market at an all-time high? In Ireland, the record level feels dangerous, but it is not the risk that decides your outcome. In this episode, Paddy asks whether retiring at…
Your Irish pension plan probably runs to age 95, but you'll likely live to around 83, and the gap changes your pot far less than you'd expect. In this episode, Paddy digs into the retirement life…
If you hold an Irish pension or an ARF invested in a global equity index fund, you have almost certainly been told you are diversified: Thousands of companies, dozens of countries, one fund, job done.…
Turning 60 with a significant pension pot and nothing forcing your hand? This episode is a worked case study on the pension lump sum decision at 60 in Ireland: Take the tax-free lump sum now, or leave…
There is a pitch doing the rounds in Irish advice circles at the moment: private markets have finally been democratised, and private credit and private equity are now open to anyone with a decent…
If you've built a pension pot of €1m or more, you've almost certainly thought about how you'll invest it in retirement. What a bunch of people haven't thought through properly is how they'll actually…
Most people spend decades building wealth and never quite get to the second question: not how do I protect this, but what do I actually want it to do? On this episode, Paddy Delaney talks to Denise…
This one was recorded a while back (in 2024), but the argument hasn't dated a day, if anything, it holds up better now than when we first put it out. A of complexity in Irish pension and investment…
An Enduring Power of Attorney (EPA) is the planning step most Irish adults never get to. Only around 8% have one, against roughly a third who've made a will. Yet if you lost capacity tomorrow, it's…
