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Podcast Episode

Are You Really Behind on Retirement? 2 Studies Disagree (46% vs. Under 20%)

Stay Wealthy Retirement Podcast··12 September 2026·20 min

About this episode

One multi-decade study suggests nearly half of working households may be at risk of falling short in retirement. But another respected study found that fewer than 20% were actually behind. So which one should you believe? The answer reveals a weakness in the way we typically measure retirement progress. Here's what you'll learn: → Why 2 respected studies reach such different conclusions about who's really at risk → The 3 ways the "save a percentage" rule can break down for families → Why the years when saving feels impossible may be more normal than you've been told → How your 50s and 60s can become the most important saving windows of your life. By the end, you'll have a better way to judge whether you're truly behind and a clearer picture of the opportunities that may still be ahead. And if nothing else, you'll understand why a difficult savings season today doesn't necessarily define where you'll end up. *** 📆 Book a Call With Our Team: Your retirement involves complex, interconnected decisions—taxes, income, healthcare, estate planning, investments. See how they fit together in one coordinated strategy built around your numbers. 👉 Learn More and Book a Call Here *** Episode Resources: → Grab the Episode Show Notes → Get Your FREE Tax-Smart Retirement Toolkit → Learn About the Total Retirement System™