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Podcast Episode

Who Decides When the Machine Says No — The Ethics of Letting Agents Make Fraud Decisions

Product Mastery in the Age of AI and ChatGPT·Madhumita Mantri·6 August 2026·13 min

About this episode

In the newest episode of Product Mastery in the Age of AI and ChatGPT, I break down why "Who Decides When the Machine Says No" is a product problem before it is ever an ethics problem, including:The real job to be done in a fraud decision, and why most systems only build for a third of itA segmentation model based on motivation and behavior, not risk score, that surfaces the exact users your roadmap is currently underservingA five-step exercise you can run this week with any ChatGPT or Bard-type tool to find the gap on your own roadmapIf you build, manage, or design any system that makes decisions on someone's behalf, this one is worth listening to.